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Frugal Professor
Personal blog · frugalprofessor.comeconomicsbusiness
Frugal Professor is a personal blog at frugalprofessor.com about economics and business. Since 2020, 4 different Hacker News readers have linked it 5 times. It is still writing: the last post was on 2026-06-11, and you can follow it by feed.
Too few sampled comments (3) to say how often HN recommends it.?
Why HN links it
HN commenters link this blog's posts on bank and credit card perks, such as Bank of America cash back tied to a Merrill Edge balance. The links are cited as sources for the details, not discussed as writing.
Summarised by Claude from a sample of 3 HN comments that link here. Each comment is marked recommending, critical or neutral (citing without judging); how this works.
A finance professor's practical guide to tax arbitrage, credit card rewards optimization, and DIY two-fund investing. Real strategies, real numbers.
What Hacker News says?
I'd suggest Bank of America if you have more than $100k in stocks or index funds that you can move to Merrill. That qualifies you for free ATM refunds, and gives you access to unlimited 2.6% cash back on all credit card purchases. https://frugalprofessor.com/best-credit-card-rewards-strateg...
Comment linking /best-credit-card-rewards-strategy-2019-edition/
on “Simple Bank Is Closing”Submitted Hierarchy of Savings as a story · 2 points
HN discussionDarrow Kirkpatrick has a taxonomy of retirement calculators here: https://www.caniretireyet.com/the-best-retirement-calculator... These calculators would be in the low fidelity category. He gives examples of others that have higher fidelity. Bogleheads has a nice list of calculators also: https://www.bogleheads.org/wiki/Tools_and_calculators The Retiree Portfolio Model is a high fidelity spreadsheet tool that takes…
Comment linking /federal-income-tax-calculator-tool/
on “Retirement Calculators for Engineers”Submitted Hierarchy of dissavings (a.k.a. retirement withdrawal sequencing) as a story · 2 points
HN discussionIf you hold $100k in Bank of America (or a linked Merrill Edge account), they will give you up to 5.25% cash back for their credit cards in certain categories, and 2.62% unlimited. https://frugalprofessor.com/bank-of-america-customized-cash-... To your point, it's not free money at all: the credit card companies are collecting fees, and the merchants are passing them on to you. This is a way to claw a part of that b…
Comment linking /bank-of-america-customized-cash-rewards-card-and-premium-rewards-review/
on “Capital One to buy fintech firm Brex in $5.15B deal”