Top all-time · #3977
Increase
Company blog · increase.com/articlesstartupsbusinessprogramming
Increase is the company blog at increase.com, writing about startups, business and programming. Since 2014, 19 different Hacker News readers have linked it 24 times, most often “Increase: Banking API”. It is still writing: the last post was on 2026-10-07, and you can follow it by feed.
Too few sampled comments (11) to say how often HN recommends it.?
Why HN links it
HN readers link Increase as a banking API for developers, often grouped with Column as a bank-charter startup. Comments cite its terms, docs and design work rather than any blog writing.
Summarised by Claude from a sample of 11 HN comments that link here. Each comment is marked recommending, critical or neutral (citing without judging); how this works.
Banking for ambitious technology companies. Build great financial products with an API-first bank.
Most-linked posts?
- Increase: Banking API5 people · 5 mentions · first linked 2021-09-30
- Agentic Commerce – The Increase Perspective2 people · 2 mentions · first linked 2025-09-19
- /terms2 people · 2 mentions · first linked 2022-09-13
- Automated Invariant Monitoring2 people · 2 mentions · first linked 2024-09-10
- /2 people · 2 mentions · first linked 2023-01-02
What Hacker News says?
https://increase.com/ might be more similar to Column than the software/API-layer vendors above.
Comment linking /
on “Column – a chartered bank for developers”Submitted Increase: Banking API as a story · 556 points
HN discussionWhoa this is awesome, congrats on launch. I was following along with https://Increase.com which seems to be in the same realm (former Stripe folks)
Comment linking /
on “Column – a chartered bank for developers”Submitted ISO 8583: The language of credit cards as a story · 407 points
HN discussionYes! We're obviously not the first to see the need! I think there are many engineers who are frustrated knowing the data and capabilities that exist in banking that aren't exposed programmatically. There are at least four (and I'm undoubtedly missing many!) interesting companies aiming to combine technology and a bank charter: - Luna[0]. - M1 Finance[1]. - Column[2]. - Increase[3]. Building a bank involves reading,…
Comment linking /
on “Increase: Banking API”Submitted No Abstractions: our API design principle as a story · 345 points
HN discussionYeah, accounts are with First Internet Bank or Blue Ridge Bank: https://increase.com/terms
Comment linking /terms
on “Increase: Banking API”Submitted Automated Invariant Monitoring as a story · 15 points
HN discussionfrom TOS [0]: Increase is not a chartered depository institution. We work with our partner banks to provide depository and payment services. When you open an Increase account, you agree to the Increase Terms of Service below. When you use the Increase service to set up a deposit account, the account is with First Internet Bank or Blue Ridge Bank and is subject to your agreement with the Bank Terms below. Finally, In…
Comment linking /terms
on “Increase: Banking API”Submitted Code as schema: how we generate the Increase API as a story · 14 points
HN discussionI appreciate the thorough read! For deprecations we're lucky in that the underlying systems don't change very much (the Input Message Accountability Data isn't going anywhere). But we'll run into collisions when we, for example, start issuing cards on Mastercard as well as Visa. We have experimented with a couple of, um, abstractions, and may do so there. One rule we've stuck to, and likely would as well, is to keep…
Comment linking /documentation/api
on “No Abstractions: our API design principle”Submitted Compliance as Code as a story · 11 points
HN discussionFrom their docs [1] it looks like they do everything using integers: the amounts are integers in the "minor unit" of currency, for example cents if the currency is dollars. So 1000 means $10.00. In languages like JavaScript where everything is a float64, you can still accurately represent integers up to 2^53, which would be $90 trillion. [1] https://increase.com/documentation/api#transactions
Comment linking /documentation/api
on “No Abstractions: our API design principle”Submitted Agentic Commerce – The Increase Perspective as a story · 10 points
HN discussionYes, exactly, the important thing to us is that our users don't need to build an additional mental model between us and the networks we sit atop. If you know the network, we want you to be able to intuit how our API works. There's a very real difference (arguably the fundamental value-add of our company) in the transport layer, though. The actual mechanics of integrating with, say, FedACH, are a bit long to get into…
Comment linking /documentation/fedach
on “No Abstractions: our API design principle”Submitted Automated Invariant Monitoring as a story · 9 points
HN discussion> His early work on those Stripe landing pages, like Checkout, was ahead of the time. In what way? Is there an example of this? > You can see his latest work at https://increase.com , another finance API. Interesting how they achieved the three gradient blocks with the angled corners. And the mockup of the app isn't an image - it's actually done in HTML.
Comment linking /
on “Interview with Benjamin de Cock, Early Designer at Stripe”Submitted Cash reconciliation: Aligning transaction activity with Federal Reserve data as a story · 8 points
HN discussionHuge fan of his style! You can see his latest work at https://increase.com , another finance API.
Comment linking /
on “Interview with Benjamin de Cock, Early Designer at Stripe”Submitted Increase Bank as a story · 1 points
HN discussionMaybe try requesting an invite to Increase: https://increase.com/ In private beta right now but hopefully it could fit your use-case. Created by amazingly talented team including several former Stripes to boot!
Comment linking /
on “Stripe Treasury/Issuance Alternatives?”Submitted Agents should probably just use credit cards as a story · 1 points
HN discussionSubmitted Increase: Build Your Bank as a story · 1 points
HN discussionSubmitted Track the market value of Mt. Gox's missing 850K Bitcoin as a story · 1 points
HN discussion
