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Jason Mikula

Personal blog · fintechbusinessweekly.substack.combusinesseconomicsstartups

Jason Mikula writes Fintech Business Weekly, a personal blog at fintechbusinessweekly.substack.com about business, economics and startups. Since 2020, 18 different Hacker News readers have linked it 39 times, most often “Kontigo: Y Combinator's Venezuelan Sanctions Evasion Startup”. It is still writing: the last post was on 2026-11-01, and you can follow it by feed.

Visit the blog
39mentions?
18HN people?
2020–2026first – last linked?
Links on Hacker News per year · peak 14 in 2020

Too few sampled comments (6) to say how often HN recommends it.?

Why HN links it

HN readers link Jason Mikula's Substack for fintech business news, including bank-fintech partnerships, banking APIs, and the Synapse and Evolve fallout. Commenters cite it as a go-to fintech news source.

Summarised by Claude from a sample of 6 HN comments that link here. Each comment is marked recommending, critical or neutral (citing without judging); how this works.

Covering fintech and banking without fear or favor: a once-a-week newsletter offering in-depth analysis on trends and stories in banking, fintech, and crypto.

Most-linked posts?

  1. /p/evolves-problematic-partners-bankruptcies
    2 people · 3 mentions · first linked 2023-03-09
  2. Kontigo: Y Combinator's Venezuelan Sanctions Evasion Startup
    2 people · 2 mentions · first linked 2026-01-11

What Hacker News says?

  1. rmesters · 2021-05-27Recommends
    - https://fintechbusinessweekly.substack.com/ - for Fintech News - https://stratechery.com/ - for tech related discussions

    Comment linking /

    on “Ask HN: Favorite Blogs by Individuals?”
  2. Submitted Mercury's High Risk, High Rewards Strategy Runs into Regulatory Reality as a story · 22 points

    HN discussion
  3. I think this is very relevant: https://fintechbusinessweekly.substack.com/p/with-blue-ridge... TL;DR my understanding is that if you host a banking API you are going to get a lot of scrutiny on who your customers are. And you can expect an increasing level of compliance regulations heading your way to help regulate and prevent the problems described in the parent.

    Comment linking /p/with-blue-ridges-occ-agreement-rumors

    on “Increase: Banking API”
  4. Submitted Kontigo: Y Combinator's Venezuelan Sanctions Evasion Startup as a story · 4 points

    HN discussion
  5. willmadden · 2023-03-09Recommends
    Not to spread FUD, but a friend of mine shared this with me some time ago. It's a good article. I suggest reading it. https://fintechbusinessweekly.substack.com/p/evolves-problem...

    Comment linking /p/evolves-problematic-partners-bankruptcies

    on “Bank Run at Silicon Valley Bank”
  6. Submitted Trust Me: Wise, Circle, Ripple Seek Bank Charters, Fed Master Account Access as a story · 3 points

    HN discussion
  7. I suppose it’s going to depend on how many willing partners are out there with an appetite to be beholden to Big Tech as the smaller partner with less leverage. Evolve just dumped a bunch of fintech partners over the last year (conversely, they were aggressive in who they were willing to partner with), and moving is not trivial. While Apple has deep pockets, I’m sure engineering time is better spent delighting users…

    Comment linking /p/evolves-problematic-partners-bankruptcies

    on “Apple Pulls Plug on Goldman Credit-Card Partnership”
  8. Submitted Everything You Wanted to Know About POS Lending vs. BNPL as a story · 3 points

    HN discussion
  9. My understanding from folks familiar was the Evolve decided to cut Synapse out, not Mercury (prioritizing direct relationships with non bank entities vs via middleman). Is that not accurate? Evolve recently sunset many fintech relationships over the last 18 months, so it being their decision would not be surprising. https://fintechbusinessweekly.substack.com/p/evolves-problem...

    Comment linking /p/evolves-problematic-partners-bankruptcies

    on “Synapse's collapse could spell trouble for nearly 100 fintech startups [video]”
  10. Submitted Goldman Sachs Launches APIs for Banking-as-a-Service as a story · 3 points

    HN discussion
  11. https://fintechbusinessweekly.substack.com/p/kontigo-ycombin...

    Comment linking /p/kontigo-ycombinators-venezuela-sanctions

    on “Ask HN: Is YC funding sanctions evasion? The case of Kontigo Inc in Venezuela”
  12. Submitted 56% of Unbanked Americans Don't Want a Bank Account as a story · 3 points

    HN discussion
  13. Submitted Is Synapse's Meltdown Fintech's FTX Moment? as a story · 2 points

    HN discussion
  14. Submitted Lineage Bank Hit with FDIC Consent Order over BaaS, Fintech Oversight Failures as a story · 2 points

    HN discussion
  15. Submitted Fidelity Blocking Plaid – Prioritizing Spin Off Competitor as a story · 2 points

    HN discussion
  16. Submitted Solid fintech platform faked revenue numbers as a story · 2 points

    HN discussion
  17. Submitted Internal docs suggest Eco execs misrepresented Eco's lending practices to users as a story · 2 points

    HN discussion
  18. Submitted As Regulatory Scrutiny of BaaS Grows, Rumors Swirl as a story · 2 points

    HN discussion
  19. Submitted How are US consumers using fintech apps? as a story · 2 points

    HN discussion
  20. Submitted No, Facebook and Google Aren't About to Become Banks as a story · 2 points

    HN discussion
  21. Submitted Can Fintech, Bootcamps and ISAs Fix Student Lending? as a story · 2 points

    HN discussion
  22. Submitted Dems Propose Legislation Requiring Stablecoin Issuers to Become Banks as a story · 2 points

    HN discussion
  23. Submitted Borrowers from “fintech” lenders are more likely to default as a story · 2 points

    HN discussion
  24. Submitted What Will Happen to the 6k US Small Local Banks? as a story · 2 points

    HN discussion
  25. Submitted "No KYC" Crypto Cards Tap Corporate Issuing Loopholes as a story · 1 points

    HN discussion
  26. Submitted Evolve "Founder" Does Damage Control in Vegas as Mercury Abruptly Cuts Ties as a story · 1 points

    HN discussion
  27. Submitted Evolve Hack Crisis: Russia-Linked Cybergang Leaks Records on Millions as a story · 1 points

    HN discussion
  28. Submitted Synapse Now Seeking More Than $30M from Mercury in New Arbitration Claim as a story · 1 points

    HN discussion
  29. Submitted Mercury Seeking $30M from Synapse as a story · 1 points

    HN discussion
  30. Submitted OCC Ex-Fintech Chief's Fake Resume, DUIs Raise Fresh Questions as a story · 1 points

    HN discussion

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