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MD&A
Personal blog · philo.substack.comeconomics
MD&A is a personal blog at philo.substack.com about economics. Since 2021, 11 different Hacker News readers have linked it 14 times, most often “Scarcity Truthers”. It is still writing: the last post was on 2026-10-12, and you can follow it by feed.
Exploring frameworks for understanding economics, investing and finance. Click to read MD&A, by Philo, a Substack publication with thousands of subscribers.
Most-linked posts?
- Scarcity Truthers2 people · 2 mentions · first linked 2022-04-24
- Where Are All the .400 Investors?2 people · 2 mentions · first linked 2021-09-12
- Ride-Hailing: Is It Sustainable?2 people · 2 mentions · first linked 2021-12-04
What Hacker News says?
Yeah this article made a lot of claims that seem completely untrue. For example, CD says that Uber's money is running out. If you look at their net assets on hand it went up last year. This past year with tighter labor markets has shown that Uber does have substantial ability to increase prices without losing all of their riders. They are running losses, but the margins are not that far from profitable. For every do…
Comment linking /p/ride-hailing-is-it-sustainable
on “The End of Uber with Cory Doctorow”Submitted Scarcity Truthers as a story · 146 points
HN discussionAre you saying that Blackrock et al wouldn't buy homes if there weren't Zillow/OpenDoor/Offerpad? For Blackrock to rent these out, they clearly have to staff up a property management arm. Z/O/O might have made it easier for them to acquire some of these homes, but I don't see why they would not have bought a roughly equivalent amount even without them. As per the article: > A representative for FirstKey Homes, a Cer…
Comment linking /p/cartels
on “Wall Street Is Using Tech Firms Like Zillow to Eat Up Starter Homes”Submitted California operates the largest, most efficient welfare program in the US as a story · 91 points
HN discussionSubmitted Scarcity Truthers as a story · 9 points
HN discussionSubmitted The Midwit Trap as a story · 3 points
HN discussionSubmitted Solving Scurvy as a story · 2 points
HN discussionSubmitted Where Are All the .400 Investors? as a story · 2 points
HN discussionSubmitted Deregulation and Airfares as a story · 1 points
HN discussionSubmitted It's Never the Subsidies as a story · 1 points
HN discussionSubmitted Where Are All the .400 Investors? as a story · 1 points
HN discussionSubmitted Ride-Hailing: Is It Sustainable? as a story · 1 points
HN discussionSubmitted Blame the Investors? as a story · 1 points
HN discussion