Top all-time · #5060
TrueLayer
Company blog · truelayer.com/blogprogrammingbusiness
TrueLayer is the company blog at truelayer.com, writing about programming and business. Since 2017, 16 different Hacker News readers have linked it 17 times, most often “gRPC Load Balancing in Rust”. No feed was found, so read it on the site itself.
Too few sampled comments (10) to say how often HN recommends it.?
Why HN links it
HN readers link TrueLayer's site and its alternative-payments report as examples of open banking and bank-transfer payments in Europe. Commenters cite it as a service or source rather than discussing its writing.
Summarised by Claude from a sample of 10 HN comments that link here. Each comment is marked recommending, critical or neutral (citing without judging); how this works.
We power faster and safer online payments with our open banking payments network. Onboard users, accept payments & make payouts in seconds. Learn more today.
Most-linked posts?
- /4 people · 4 mentions · first linked 2018-12-11
- gRPC Load Balancing in Rust2 people · 2 mentions · first linked 2021-05-17
- /2 people · 2 mentions · first linked 2019-04-08
- How we evaluate and adopt new technology2 people · 2 mentions · first linked 2021-10-29
What Hacker News says?
And quite a lot of Western ones like Vipps. And see this long list: https://truelayer.com/reports/alternative-payments/european-... > require ID, zero privacy, usually government sanctioned Unfortunately systems that don't have those requirements are going to be money laundering channels. I wish it wasn't such a big concern but it's unavoidable.
Comment linking /reports/alternative-payments/european-tour/
on “Brazil's government-run payments system has become dominant”Submitted Adding middleware support to Rust reqwest as a story · 2 points
HN discussionhttps://truelayer.com/ https://developers.monzo.com/
Comment linking /
on “Bank transfers as a payment method”Submitted Truelayer raises a $70M D round as a story · 2 points
HN discussionInteresting read, I searched if another startup got this market right, it seems truelayer did using open banking for online payment ($700m valuation) https://truelayer.com/
Comment linking /
on “Zenobia Pay – A mission to build an alternative to high-fee card networks”Submitted Banking data API with fine grained oAuth permissions as a story · 2 points
HN discussionYes, take a look at the OBIE [0]. You are required to be registered/regulated as an appropriate 'Third Party Processor' (TPP) class, in this case an AISP. Then you can use an API aggregator service such as SaltEdge, TrueLayer, Teller [1], etc. (I'm not associated with any of these). Or you can try to roll your own. [0] - https://www.openbanking.org.uk/about-us/ [1] - https://www.truelayer.com https://www.saltedge.co…
Comment linking /
on “RFC: Let's Disrupt Dating Apps”Submitted We evaluate and adopt new technology as a story · 1 points
HN discussionGiving a plug to https://truelayer.com/ . They have a great team and they're making a big push to bring PSD2 compliant banking integrations to Europe. I haven't heard of many other offerings within Europe.
Comment linking /
on “Fintech startup Plaid raises $250M at a $2.65B valuation”Submitted How we evaluate and adopt new technology as a story · 1 points
HN discussionThe original one (expensive): https://www.yodlee.com/yodlee/europe-africa UK startups: https://teller.io/ https://truelayer.com/
Comment linking /
on “Fintech startup Plaid raises $250M at a $2.65B valuation”Submitted gRPC Load Balancing in Rust as a story · 1 points
HN discussionLooks interesting but there doesn’t seem to be al list of supported banks? Pretty happy with Truelayer ( https://truelayer.com ) but more competition is always better.
Comment linking /
on “Plaid Launches in the UK”Submitted Ginepro: gRPC Load-Balancing for Rust as a story · 1 points
HN discussionSomething that is often overlooked about PSD2 is the introduction of a real liability model and explicit customer consent. What happens today is that account aggregators and payment initiation providers (this is true in US and EU) are operating in a gray area where transparency, consumer protection, and liability are either completely neglected or totally insufficient. PSD2 will create a clear regulatory framework,…
Comment linking /
on “PSD2 – a directive that will change banking in Europe”The way I see the banking api industry evolving is as follows: Currently banks have been implementing API’s because it has been mandated by regulatory bodies. From their perspectives, the APIs are a money sink, and even worse, could make their customers less reliant on their infrastructure - increasing their chances of losing customers. I see it differently, and predict that the landscape will change dramatically. O…
Comment linking /
on “Y Combinator’s growth fund to back challenger bank Monzo”I am really excited about this push technology (example: https://truelayer.com/paydirect ) It seems to me that merchants are paying a ton of money in card fees and waiting 2-3 days for the transaction to settle) whereas actually the transaction could be done for pennies and settle instantly via the UK's very good Faster Payments infrastructure. If this takes off with consumers, Visa and MasterCard are going to see b…
Comment linking /paydirect
on “MasterCard to push up fees for UK purchases from EU due to Brexit”