Top all-time · #584
Wise
Company blog · transferwise.com/blogbusinessstartups
Wise is the company blog at transferwise.com, writing about business and startups. Since 2012, 105 different Hacker News readers have linked it 161 times, most often “Transferwise global outage, app and credit cards also down”. No feed was found, so read it on the site itself.
Rarely recommended · 0 of 40 sampled comments recommend it?
Why HN links it
Linked as a cross-border money transfer service: its pricing, help, and Borderless account pages, plus one blog post on Indian remittance rules. Comments concern fees and the product, not the writing.
Summarised by Claude from a sample of 40 HN comments that link here. Each comment is marked recommending, critical or neutral (citing without judging); how this works.
150+ countries, 40 currencies, one account. Save when you send, spend and manage your money internationally.
Most-linked posts?
- Transferwise global outage, app and credit cards also down10 people · 13 mentions · first linked 2014-05-28
- Transferwise Borderless Debit Card8 people · 8 mentions · first linked 2018-01-09
- Send money with the real exchange rate6 people · 8 mentions · first linked 2012-10-10
- Transferwise launches borderless account for multiple currencies6 people · 6 mentions · first linked 2017-05-23
- /4 people · 5 mentions · first linked 2012-10-25
- /us/borderless/2 people · 2 mentions · first linked 2020-06-30
- Here's the simple rule you need to know when using a foreign ATM2 people · 2 mentions · first linked 2012-11-02
- /gb/blog/what-is-psd22 people · 2 mentions · first linked 2017-06-21
- /blog/2013-04/notice-to-bitcoin-users-april-2013/2 people · 2 mentions · first linked 2015-07-31
- /jobs/roles/engineering2 people · 2 mentions · first linked 2018-02-02
What Hacker News says?
I use transferwise' borderless account, I believe their fee varies, but I am sure I used TW to transfer less than $10K to EUR for a fee of 0.38%. It now says[0] it's $4.48 to convert 1000$. Changing $1000 to HUF has $4.98 in fees. Both were lower a couple months ago. Revolut will also allow you to move 5K GBP per month without any fees[1]. [0] https://transferwise.com/gb/borderless/pricing#conversion_fe... [1] https…
Comment linking /gb/borderless/pricing
on “I Miss Microsoft Encarta”Submitted Here's the simple rule you need to know when using a foreign ATM as a story · 113 points
HN discussion> We're left with a need for micropayments that don't cost more to process than the value of the transaction. I disagree completely. There's no technical or business reason why we couldn't have micropayments tomorrow. It's been tried many times already. The thing about micropayments is nobody actually wants them. Each time you make a payment of any magnitude, your brain has to process a 'purchase' which carries a la…
Comment linking /us/borderless/
on “Forget Google, time to end the Visa-MasterCard duopoly”Submitted There's only one exchange rate as a story · 72 points
HN discussionCash handling is expensive (cash pickup logistics, compliance fees, banking fees, insurance fees, you name it). But it IS from one bearer instrument (cash) to another bearer instrument (Bitcoin) - and that’s hugely valuable. Wire transfer fee at Suntrust for instance is currently at $50, for example: https://transferwise.com/us/blog/international-transfer-sunt... https://www.suntrust.com/content/dam/suntrust/us/en/p…
Comment linking /us/blog/international-transfer-suntrust-us
on “PayPal stops payouts to models on Pornhub”Submitted $100 million in free international transfers for startups as a story · 26 points
HN discussionThe shitty American bank system doesn't make something that works slightly better a 'paradigm shift'. https://transferwise.com/gb/send-money/instant-money-transfe...
Comment linking /gb/send-money/instant-money-transfer
on “Tesla buys $1.5B in Bitcoin, may accept it as payment in the future”Submitted London Underground banned it, the banks will hate it, what do you think? as a story · 14 points
HN discussionYes, they do. https://transferwise.com/gb/borderless/
Comment linking /gb/borderless/
on “I just had over a thousand Euros stolen and Revolut is siding with the thief”Submitted Transferwise launches borderless account for multiple currencies as a story · 13 points
HN discussionThat used to be the case. They've recently launched their "Borderless Account" that comes with its own debit card: https://transferwise.com/gb/borderless/ (the card is an ugly neon green, but works fine in my experience)
Comment linking /gb/borderless/
on “I just had over a thousand Euros stolen and Revolut is siding with the thief”Submitted To all freelancers out there: 8 ways to an easy life as a story · 12 points
HN discussionSince emigrating this summer, I've transferred about £25k ($40k) using TransferWise and been very pleased with the way the service works. I paid far less in fees than any other service I could find a quote for. I was concerned that being in a small European country with its own currency would mean payments took longer, but this wasn't the case. They're based in the UK, and properly regulated by both the UK and US. Y…
Comment linking /
on “Introducing the Shift Card: Use Bitcoin where Visa is accepted”Submitted Banks admit to ripping you off in these secret recordings [video] as a story · 9 points
HN discussionRemoving roaming fees for all European telecom operators was also a something that they had little to gain and everything to lose. But, here we are. From my understanding SEPA is getting implemented. I could see PSD2 following the same path. Some banks will drag their feet, but it is a pandora box situation, as the banks that will implement PSD2 first might get all the apps attention and love, potentially driving ne…
Comment linking /gb/blog/what-is-psd2
on “Teller – API for your bank account”Submitted TransferWise Borderless Account as a story · 5 points
HN discussionTo Argentina https://transferwise.com/gb/send-money/send-money-to-argenti... I'm not sure you need a swift code, probably just a bank account number/sort code. >The recipient gets money in their currency directly from TransferWise''s local bank account. I have not tried Argentina as I have no business there but have sent money to Indonesia which is another tricky place and it worked fine. Fair enough re Kraken - the…
Comment linking /gb/send-money/send-money-to-argentina
on “A faster, more efficient cryptocurrency”Submitted TransferWise outage postmortem as a story · 4 points
HN discussionNo, Transferwise provide balances as part of their "Borderless banking" accounts: https://transferwise.com/gb/borderless/
Comment linking /gb/borderless/
on “Introducing Cloudflare Registrar”Submitted Transferwise global outage, app and credit cards also down as a story · 3 points
HN discussionLondon Based Senior FullStack Developer https://transferwise.com/jobs TransferWise is a VC-backed, international money transfer start-up co-founded by Skype’s first employee and backed by some of planet's most experienced innovators, including Andreessen Horowitz, Sir Richard Branson and PayPal founder Peter Thiel, we're disrupting the world of currency & international money transfer. That means flipping a gazillion…
Comment linking /jobs
on “Ask HN: Who is hiring? (May 2015)”Submitted Transferwise Borderless Debit Card as a story · 3 points
HN discussionAmazing there hasn't been a mention of TransferWise in this thread You get about 1.5% more money with them when you do a transfer. Their low cost model is driven by using automated KYC checks and the kinds of fraud models you'd expect from a web startup More here https://transferwise.com/gb/compare/western-union-exchange-r... Disclosure - I'm an employee - but the hype in this case is warranted
Comment linking /gb/compare/western-union-exchange-rate
on “Western Union admits to aiding wire fraud, to pay $586M”Submitted TransfeWise Borderless multi-currency account as a story · 3 points
HN discussionhttps://transferwise.com/u/0aa62 will do it for $5ish. That's my referral link. Edit: BankWest in Australia has a no-conversion-fee Mastercard.
Comment linking /u/0aa62
on “Atlassian files for IPO”Submitted TransferWise opens API, partners with bank to power international payments as a story · 3 points
HN discussionHey! They definitely should be there but here’s the link specifically: https://transferwise.com/jobs/position/997301-full-stack-int...
Comment linking /jobs/position/997301-full-stack-intern
on “Ask HN: Who is hiring? (February 2018)”Submitted How to build a successful Fintech startup as a story · 3 points
HN discussionTransferWise ( https://transferwise.com/ ) | Senior Java Developer/Full Stack Engineer | London, United Kingdom | Tallinn, Estonia (Visa Sponsorship Available) | ONSITE | Full-time Hi guys! Bear with me since I'm not a recruiter: the Treasury team is looking to hire one or two senior engineers for either of our London or Tallinn offices. Just a bit about what we do: as a core product team we are responsible for mana…
Comment linking /jobs/roles/engineering
on “Ask HN: Who is hiring? (February 2018)”Submitted HSBC to refund fees days after petition launch as a story · 3 points
HN discussion
