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State Farm
Company blog · statefarm.com/simple-insightsbusiness
State Farm is the company blog at statefarm.com, writing about business. Since 2009, 16 different Hacker News readers have linked it 18 times. No feed was found, so read it on the site itself.
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Most-linked posts?
- /customer-care/download-mobile-apps/drive-safe-and-save-mobile2 people · 2 mentions · first linked 2021-10-15
What Hacker News says?
> I can’t get a discount on cellular because I’m a FiOS customer https://www.verizonwireless.com/promos/verizon-fios-installa... > nor can I buy car insurance from my health insurance company. https://www.statefarm.com/insurance/health/individual-medica... and bundling deals: https://www.statefarm.com/insurance/multiline
Comment linking /insurance/multiline
on “Justice Department Is Preparing Antitrust Investigation of Google”Submitted Deer-Vehicle Collision Frequency Jumps 18 Percent In Five Years as a story · 3 points
HN discussionhttps://www.statefarm.com/insurance/life/term-life (For example) The numbers are particular for a young woman in Illinois, but it won't be egregiously higher for young men.
Comment linking /insurance/life/term-life
on “What Dreams May Come”>To claim that you need to spend money equal to the tax-assessed value of the building over the course of 30 years to maintain equal value is slightly less ridiculous, but still not exactly reasonable. No one wrote that either. You're reading what you want to argue into what is written yet again. > which would be 30% of the property value over 30 years Ignoring increasing property value, compound interest, opportuni…
Comment linking /simple-insights/residence/how-to-budget-and-save-for-home-maintenance
on “Housing is at the root of many of the rich world’s problems (2020)”It's probably not the section that most of you will be focusing on, but the "Insurance" section seems to be written by someone who doesn't know the industry. Insurers are absolutely already starting to monitor driving habits[1] and offering discounts for home monitoring devices[2]. Large property/casualty insurance companies are sophisticated competitors that don't hesitate to invest in promising new technologies or…
Comment linking /insurance/home-and-property/homeowners/discounts/home-monitoring-offer
on “16 Things”It's linked in the tweet: https://twitter.com/StateFarm https://www.statefarm.com/
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on “State Farm uses payment signature for HIPAA disclosure authorization”Already happening. To get the lowest rates from some companies, you have to install monitoring software in your car. We missed the boat on this one. One example: if you don’t get it from State Farm, you can pay 30% more in insurance costs. https://www.statefarm.com/insurance/auto/discounts/drive-saf...
Comment linking /insurance/auto/discounts/drive-safe-save
on “Automatic Transmission – a data-privacy study of connected vehicles”> Nobody who buys the car is voting for it to spy on them, unless I guess their hypothetical dystopian future insurance gives them a bonus/discount for allowing them to view the data from the vehicle and they're actually okay with that. This is not the future, it is today. https://www.progressive.com/auto/discounts/snapshot/ https://www.geico.com/driveeasy/ https://www.allstate.com/drivewise https://www.amica.com/co…
Comment linking /customer-care/download-mobile-apps/drive-safe-and-save-mobile
on “I also hacked my car”> Construction solely in reinforced concrete might be undesirable for other reasons, including environmental impact, but does tend to isolate household fires so they burn themselves out long before the structure is threatened So what? Then change building codes to - mandate fire suppression systems like sprinklers in wooden houses - require a licensed electrician to review the condition of the electrical wiring ever…
Comment linking /simple-insights/residence/protect-your-home-against-these-common-causes-of-house-fires
on “Building future cities out of timber could save 100B tons of CO2 emissions”In the US it's common to use credit report information to price insurance, definitely not forbidden in any way. I'm not sure about the rest of the world. See (1) https://www.statefarm.com/about-us/company-overview/company-... (2) http://www.allstate.com/about/credit.aspx
Comment linking /about-us/company-overview/company-profile/insurance-industry-issues/use-of-credit-in-insurance-scoring
on “Brokers use ‘billions’ of data points to profile Americans”https://www.statefarm.com/simple-insights/auto-and-vehicles/... "Studies haven't really shown whether one is safer than the other."
Comment linking /simple-insights/auto-and-vehicles/manual-vs-automatic-transmissions
on “Drivers Refuse to Put Down Their Phones. People Keep Dying”In the US, car insurance gives discounts for all sorts of things and charges bad (really, high risk) drivers more. For example: https://www.statefarm.com/insurance/auto/resources/high-risk...
Comment linking /insurance/auto/resources/high-risk-auto-insurance
on “A Car’s Computer Can ‘Fingerprint’ You in Minutes Based on How You Drive”Wow it really is you just making up crazy crap again. I am not saying the guy did or didn’t die in an actual accident. I am saying the implication that this was an assassination is tinfoil level of crazy because it’s a very avoidable accident and anyone doing even a minimum level of investigation or having ever taken a drivers Ed course should know. Here’s some of the variety I was talking about: "Smart throttle" so…
Comment linking /simple-insights/auto-and-vehicles/quick-steps-to-take-if-your-gas-pedal-sticks
on “Espionage or Journalism? After the Snowden NSA Leaks (2020)”That's not what this is. This is similar to what legacy auto insurers use to price risk using a mobile phone app or a telemetry device to gather data about your driving habits [1] [2] [3] [4] [5]. Tesla's primary use case was risk rating drivers for FSD beta access, but the secondary use case (or more likely, an adjacent use case with delayed deployment, never let a code path go to waste) is improving risk rating th…
Comment linking /customer-care/download-mobile-apps/drive-safe-and-save-mobile
on “Tesla officially launches its insurance using ‘real-time driving behavior’”State Farm is doing some stuff to reduce electrical fires (see https://www.statefarm.com/insurance/home-and-property/ting-f... ) but I suspect they don't have much they can do with wildfire suburban areas.
Comment linking /insurance/home-and-property/ting-fire-safety
on “California's largest home insurer won't renew 72,000 policies”I doubt it. There are so many vehicles, especially historically, from Toyota Tacomas, Jeep Wranglers, Honda Civics, to yes, Porsche 911s that are available with both AT and MT. Considering the number of vehicles insured in the US, and the fact that you can do paired comparisons like this, if there is a meaningful difference, insurers would see it. edit: link from State Farm, a large US insurer. https://www.statefarm…
Comment linking /simple-insights/auto-and-vehicles/manual-vs-automatic-transmissions
on “Germans beat Tesla to autonomous L3 driving in the Golden State”State farm actually has a really setup for login. It's in the right place (should always be upper right), and its obvious but not obtrusive. It expands to show the password field when you click it. http://www.statefarm.com/
Comment linking /
on “Sites with great user logins, or great UI in general?”
